Mortgage Express QLD

Andy Graham

Andy’s career in the banking and finance industry began in 1983 in New Zealand with Trust Bank (now Westpac Bank). During the 14 years Andy worked for Trust Bank, he held a variety of positions including Mobile Lending Manager and Assistant Branch Manager. Andy joined Harcourts in 1997, working for Mortgage Express in Christchurch (the Harcourts NZ equivalent of HFS). Andy’s business went from strength to strength to the point where he was a finalist for the NZMBA “New Zealand Mortgage Broker of the Year” Award two years in a row. Over the years at Mortgage Express, Andy built a team of four mortgage brokers under his management in Christchurch. At the end of 2004, Andy was ready for a new challenge, and moved to Australia. He was a Business Development Manager for ANZ Bank in Sydney when he was approached to become CEO of HFS, and to further grow the business throughout Australia. Andy’s goals for the future of HFS are to grow the number of mobile managers in line with the growth of Harcourts throughout Australia. He is looking forward to further building brand awareness and ‘adding value’ for sales consultants whose clients use HFS for their lending requirements, ensuring a smooth process from enquiry through to settlement.

Danny Williams

Danny Williams is committed to providing a personalized service, individually tailored to each of his clients, with an emphasis on providing a positive loan experience to each of them. During a lengthy career in the building industry, through a successful business he started from scratch and built from the ground up, Danny also created his own impressive property investment portfolio. It was ultimately his passion for building wealth through property that steered Danny in the direction of mortgage broking; so that he could put others on a similar path to success. Danny worked for two years with a high profile national home loan business before ultimately deciding his best approach was to align himself with a mortgage business that works in tandem with real estate agents, providing a streamlined approach to property buyers. The most important aspect to Danny’s approach is communicating up-to-date information to clients at all times about the progress of the loan application, as well as providing the greatest selection of products that will suit his clients current and future property ownership and investment needs. His down-to-earth approach, combined with his attention to detail and genuine passion for the property industry ensure working with Danny provides a promising lending experience.

David Presland

Dayna Hill

Donna Harris

Donna Harris offers caring, responsive and timely service, coupled with a strong desire to go above and beyond her clients’ expectations, and helping them to achieve their personal goals through effective finance solutions.With extensive management experience gained over the course of a more than a decade in the building industry, Donna specialised in production and contract management. She managed the volumes and efficiency of five production plants in four states, and oversaw the timber procurement contracts with the various State Forestry Authorities. In the contract management roles, Donna effectively operated as the clients advocate by ensuring their needs were met, and the projects were delivered on time and to expectation. Donna also owned and operated a business for ten years manufacturing timber products, as well as supplying and installing decks, pergolas and retaining walls. She was incidentally one of the first to offer interest free finance for these types of installations in the region. In addition to her significant management experience in the building industry, Donna provided administration support for her husband’s mortgage business for three years, following up with clients, banks and solicitors. Therefore, she gained the skills to easily and effectively liaise with a broad range of people while accurately identifying their needs and wants, and simultaneously obtaining a thorough understanding of the way the industry operates. Donna’s reliability, excellent work ethic and good time management ability ensures she is an ideal fit to the professionalism of the Mortgage Express brand.

Gary Nicholl

Greg Bartlett

Jo Marrable

Jo Marrable offers personal, friendly and genuine service for her clients’ real estate lending and refinancing needs, coupled with a strong desire to go above and beyond their expectations. Before entering the mortgage broking industry in 2009, Jo gained all of her remarkable customer service skills within the hospitality industry. After completing her Diploma in Hospitality Management, Jo worked in a variety of restaurants around the World. It was after her second child was born that Jo discovered her true passion for the finance industry. Having originally planned to study accounting, after a seasonal role as a Tax Consultant, Jo decided that it was achieving positive outcomes for clients that she particularly enjoyed, and therefore chose to pursue mortgage broking. Jo is most enthusiastic about assisting her clients achieve their real estate and property dreams, from buying their first home, first investment property or just building on their property portfolio. She relates to Mortgage Express’ values that revolve around the basis of putting people first. Jo’s reliability, excellent work ethic and enviable communication skills gained from her hospitality background are what clearly set her level of service apart from the rest.

Malcolm Brennan

An absolute wealth of experience in the finance industry ensures Mal Brennan is expertly equipped to provide expert advice, so that each client receives tailored advice on the ideal finance products for their present situation and future goals. Following over 22 years experience with AGC Finance, for the last twelve years as an Accounts Manager arranging Equipment Finance loans for business clients, Mal then began his own Finance Broker business mainly financing Equipment Finance in 1997. Due to client demand for Owner/Occupied and Investment Home Loans, Mal broadened his services to include mortgage brokerage. Mal joined Mortgage Express to expand his business through a referral partnership with Harcourts clients, and is delighted to offer his personal and meticulous brand of service and finance packages to business owners and PAYG income earners. Offering his services 24/7, Mal is available to clients at their place of business or their home to allow maximum ease. Mal coordinates the entire process, from working with his clients’ accountants, suppliers and agents to ensure an end-to-end service delivery to save his clients time and energy. Mal’s professional and personable approach, together with his thorough knowledge and interest in the latest trends, technology and systems in the finance industry, ensures Mal is the ideal partner for home buyers and investors achieving their property goals.

Melanie Morris

Niina Suhonen

Paul Kershaw

Raewyn Smith

Rene Williams

Rob Lee

Following 17 professionally rewarding years in the banking and finance sector with banks and credit unions managing home lending departments developing his impressive and valuable sought-after client relationship skills, Rob Lee is a valued addition to the Mortgage Express team of professional brokers. Directly prior to joining Mortgage Express, Rob had been operating for eight years under another high profile national mortgage brokerage brand, after two years as a sole trader in his own mortgage brokering business. Rob’s point of difference is his detailed knowledge of the national lending and mortgage industry after so many years honing his skills and experience, and he is relishing the fresh challenges of assisting with the growth of the finance arm of Harcourts Group Australia. Rob has the skills to easily and effectively liaise with a broad range of people while accurately and quickly identifying their needs and wants. Always working in the best interests of the client and in alignment with their individual needs, Rob places priority on providing customer service of the highest standard. A professional yet friendly approach, as well as Rob’s genuine passion for the finance and mortgage industry and the rewards property ownership can provide, has ensured his client data base has grown quickly. He is also committed to keeping up to date with the latest in leading technology, knowledge and systems available to the finance and mortgage broking industry, and is enthusiastic about applying it all to his business.

Ross Barlow

Ross Barlow is the broker at the forefront of Mortgage Express in Northern Queensland, representing a strong and united team of skilled brokers nationally. He joins Mortgage Express with over 30 years of valuable experience in the banking and lending sectors. Most recently, he was responsible for business and mortgage lending working with local banks in the Townsville region, advising clients on the best available products for their individual needs. He was also previously the North Queensland Relationship Manager for Medfin Australia, lending to the medical profession. As a Sydney-based self employed broker specialising in the transport and heavy machinery industries, prior to moving up north to Townsville, Ross assisted clients with mortgages and lease finance. This was a refreshing challenge for Ross after being employed by NAB for 17 years, where he worked his way up the career ladder. Ross found it most rewarding acting on behalf of his clients, rather than a bank. For him this equates to selecting the best product for a client to suit their individual present and future needs from a wide range of lenders, rather than selling the bank’s own products. He brings his intricate knowledge of the lending and mortgage industry, combined with his exceptional customer service ability, to his new and existing clients with Mortgage Express. Ross’ point of difference is his desire to assist with a wide spectrum of lending needs and providing a complete service, not limited to a client’s mortgage lending, including personal and business banking needs, and residential, motor vehicle and commercial finance.Above and beyond all else, Ross has always made it his duty to go above and beyond what is expected of him to assist a client achieve their goals, creating long term relationships with clients so he can work with them long into the future.

Stephen Williams

Terrence Promnitz

Terry Promnitz – Mobile Finance Manager MFAA Full Member Terry brings a wealth of experience having been in the finance industry for 10 years in both residential and commerce. Before entering finance he was a manager of a real estate sales team for 4 years winning several awards. Previously he has operated a large farming enterprise, a stock feed manufacturing plant, transport and tourism. Terry understands that buying a home is a large financial undertaking for clients. He will take on board your concerns and help guide you through the maze to find the loan that’s going to best suit you, whether it be your first home, another property or an investment. He has extensive experience in commercial loans, from small business through to large developments.

Wayne Maw